Frequently asked questions
Oyster is a class action settlement app for the U.S. and Canada: automated discovery and breach watch, queue every claim you qualify for, autofill official administrator forms in the app (finish on the real site in about 30 seconds), and store reusable details in a local on-device vault—with optional on-device Gmail discovery for notices, receipts, and proof—no subscription, no cut of your settlement, no bank account required for that path.
Direct answers for people searching whether Oyster is legit, how the model works, and how your data is handled. For legal detail, also read the Privacy Policy.
At a glance
Is OysterClaim a scam or is it legit?
OysterClaim is a real, open-source project—not a take-the-money-and-run app. It is a utility with a public repository, community-facing security materials that include a 100/100 MobSF score, and a product model built around not taking a cut of your settlement. Unlike many scams, Oyster's architecture is designed so core claim and vault data stay on your device, and the code is publicly reviewable on GitHub.
How can OysterClaim be free? What's the catch?
There is no catch on your payout: Oyster takes 0% of your settlement or individual-lawsuit recovery. For class actions, we route you to official administrators—filing is free. For partner individual lawsuits, specialized consumer law firms pay Oyster a flat B2B referral fee for qualified intake; that fee never comes out of your award. We are open source, not ad-tech, and we do not sell your claim data. See our Privacy Policy for attribution details.
Utility and security logic
How does Gmail discovery work if it's "zero knowledge"?
Gmail discovery is designed to run on your device. OAuth tokens and inbox scanning for settlement-related signals are intended to stay in the local client, not uploaded to a central Oyster email archive. Oyster provides the automation; your phone does the sensitive work.
What if I don't have a claim ID or notice?
You can still file. Oyster includes a Master Search across active U.S. and Canadian class action settlements, so you are not stuck just because a mailer went missing. The Adaptive WebView helps you use official sites with alternate identifiers (address, VIN, and other admin-accepted fields) when the settlement allows, plus notice recovery and paper paths when a portal is strict.
Is my data stored on your servers?
Your Secrets Vault and core claim-filing data are designed to live in local AES-256 secure storage on your device, not in a centralized Oyster claims database. The Privacy Policy may describe limited service-related or account data where a payment or email system is involved—read it for the full picture.
How does OysterClaim make money?
Consumers pay nothing and keep 100% of net recovery. Oyster earns from partner law firms—flat referral fees for attributed, qualified individual-lawsuit intake—not from your check. Class-action filing stays free via official administrator sites. Optional contributions on the support page never gate filing. Our model is disclosed openly so incentives stay aligned with yours.
What's the difference between class actions and individual lawsuits in Oyster?
Class actions in Oyster go to court-approved settlement administrators—you file on the official form, and Oyster never takes a cut. Individual-lawsuit paths connect you to partner consumer law firms for matters that may pay more than typical class-action pennies; those firms pay Oyster for qualified routing, not you. Both paths are free for consumers. Full comparison: https://oysterclaim.com/class-actions-vs-personal-arbitration
Autofill, submit, and proof
Do I have to manually fill out every class action form?
No—the repetitive work is automated. Save your profile once in the local vault, queue the settlements you want, and Oyster autofills the official administrator form inside the app. Most claims are a quick review and submit on the real court-approved site—not hours of retyping the same address on dozens of portals.
What if a settlement needs receipts or proof I don’t have?
Optional Gmail discovery runs on your phone and searches for notice IDs, order confirmations, line items, and itemized purchase data in your email—not just “you were in a breach.” Oyster surfaces that evidence so you can download and attach it when an administrator offers higher tiers for documentation. Bank-linking apps often cannot see inbox proof; Oyster is built for notice- and receipt-driven claims.
Is Oyster just a list of links I still have to struggle through?
No. Browse and /check find the claim; the app opens the official form with autofill applied. Queue multiple settlements, reuse one profile, and file each on the real administrator site in minutes—set it and forget it after the first profile save.
Do I ever touch the official settlement website?
Yes—briefly. Oyster automates discovery, queue, and autofill on the real court-approved administrator form inside the app. You review and submit on that official page so your payout stays on the administrator’s rails. Most claims take on the order of 30 seconds once your vault is saved.
Still skeptical
We encourage that. Oyster's code is open source—don't take our word for it. Read the repository on GitHub and compare it to the privacy story. Community-facing security materials also describe a 100/100 MobSF static-analysis score; treat that as one signal among many, not a substitute for your own review.
Set it and forget it. Automated. Private. Free.
Automated class action filing—official forms in-app, set it and forget it, open source, $0.
Claims tied to your email
Check what Oyster can already match and what may be worth watching.